.policies-page-wrapper {
  background-color: #FFFFFF;
  padding: 56px 0 96px;
  min-height: calc(100vh - 200px);
}

.policies-container {
  max-width: 1040px;
  margin: 0 auto;
  padding: 0 24px;
}

.policies-header {
  text-align: center;
  margin-bottom: 48px;
}

.policies-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #DF0513;
  background: #FFF1F2;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}

.policies-badge svg {
  width: 14px;
  height: 14px;
  color: #DF0513;
}

.policies-title {
  font-size: clamp(32px, 4.5vw, 46px);
  font-weight: 800;
  line-height: 1.15;
  color: #0F172A;
  letter-spacing: -0.02em;
}

.policies-title-accent {
  color: #DF0513;
  margin-left: 6px;
}

.policies-subtitle {
  font-size: 15.5px;
  line-height: 1.6;
  color: #64748B;
  max-width: 660px;
  margin: 14px auto 0;
}

.policies-nav-tabs {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 48px;
  position: sticky;
  top: 90px;
  z-index: 20;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  padding: 12px 16px;
  border-radius: 16px;
  border: 1px solid #E2E8F0;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.04);
}

.policies-tab-link {
  font-size: 13.5px;
  font-weight: 700;
  color: #475569;
  padding: 9px 18px;
  border-radius: 10px;
  text-decoration: none;
  transition: all 0.2s ease;
  background: transparent;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.policies-tab-link svg {
  width: 16px;
  height: 16px;
  color: #000000;
  transition: color 0.2s ease;
}

.policies-tab-link:hover {
  background: #F8FAFC;
  color: #DF0513;
}

.policies-tab-link:hover svg {
  color: #DF0513;
}

.policies-tab-link.is-active {
  background: #000000;
  color: #FFFFFF;
}

.policies-tab-link.is-active svg {
  color: #FFFFFF;
}

.policies-sections-wrap {
  display: flex;
  flex-direction: column;
  gap: 40px;
}

.policy-card {
  background: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 22px;
  padding: clamp(28px, 4vw, 44px);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.03);
  scroll-margin-top: 170px;
}

.policy-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 24px;
  padding-bottom: 18px;
  border-bottom: 1px solid #F1F5F9;
}

.policy-card-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: #F8FAFC;
  border: 1px solid #E2E8F0;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all 0.2s ease;
}

.policy-card-icon svg {
  width: 22px;
  height: 22px;
  color: #000000;
  transition: color 0.2s ease;
}

.policy-card:hover .policy-card-icon {
  background: #FFF1F2;
  border-color: #FECACA;
}

.policy-card:hover .policy-card-icon svg {
  color: #DF0513;
}

.policy-card-title {
  font-size: 22px;
  font-weight: 800;
  color: #0F172A;
  letter-spacing: -0.01em;
}

.policy-body {
  font-size: 15px;
  line-height: 1.7;
  color: #475569;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.policy-body h3 {
  font-size: 16.5px;
  font-weight: 800;
  color: #0F172A;
  margin-top: 10px;
  margin-bottom: 4px;
}

.policy-body p {
  margin: 0;
}

.policy-body ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 4px 0;
}

.policy-body li {
  position: relative;
  padding-left: 22px;
}

.policy-body li::before {
  content: "•";
  position: absolute;
  left: 6px;
  top: 0;
  color: #DF0513;
  font-weight: 800;
  font-size: 18px;
  line-height: 1.4;
}

.policy-highlight-box {
  background: #F8FAFC;
  border-left: 4px solid #DF0513;
  border-radius: 0 12px 12px 0;
  padding: 16px 20px;
  font-size: 14px;
  font-weight: 600;
  color: #0F172A;
  line-height: 1.6;
}

.policies-help-card {
  margin-top: 56px;
  background: #000000;
  border-radius: 22px;
  padding: 40px 32px;
  text-align: center;
  color: #FFFFFF;
}

.policies-help-title {
  font-size: 22px;
  font-weight: 800;
  margin-bottom: 8px;
}

.policies-help-desc {
  font-size: 14.5px;
  color: #94A3B8;
  max-width: 560px;
  margin: 0 auto 24px;
  line-height: 1.55;
}

.policies-help-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

.policies-help-btn-primary {
  background: #DF0513;
  color: #FFFFFF;
  font-size: 14px;
  font-weight: 700;
  padding: 12px 26px;
  border-radius: 10px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all 0.2s ease;
}

.policies-help-btn-primary svg {
  width: 16px;
  height: 16px;
  color: #FFFFFF;
}

.policies-help-btn-primary:hover {
  background: #B70410;
  transform: translateY(-1px);
}

.policies-help-btn-secondary {
  background: #FFFFFF;
  color: #000000;
  font-size: 14px;
  font-weight: 700;
  padding: 12px 24px;
  border-radius: 10px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all 0.2s ease;
}

.policies-help-btn-secondary svg {
  width: 16px;
  height: 16px;
  color: #000000;
  transition: color 0.2s ease;
}

.policies-help-btn-secondary:hover {
  background: #F1F5F9;
  color: #DF0513;
  transform: translateY(-1px);
}

.policies-help-btn-secondary:hover svg {
  color: #DF0513;
}

@media (max-width: 768px) {
  .policies-nav-tabs {
    top: 70px;
    justify-content: flex-start;
    overflow-x: auto;
    flex-wrap: nowrap;
    padding: 8px 12px;
  }

  .policies-tab-link {
    white-space: nowrap;
    padding: 7px 14px;
    font-size: 12.5px;
  }

  .policy-card {
    padding: 24px 18px;
  }

  .policy-card-title {
    font-size: 19px;
  }
}